Insider logo The word "Insider".

PFI SmartAsset

Personal Finance 2021-04-12T15:55:15Z

Today's 15-year mortgage rates: April 12, 2021

The 15-year fixed mortgage rates are lower than what you'll pay on longer terms — but your monthly payments will be higher.
Personal Finance 2021-04-12T15:53:10Z

Today's 30-year mortgage rates: April 12, 2021

The 30-year mortgage rates are low, and you can secure a great rate with a big down payment, high credit score, and low debt-to-income ratio.
Personal Finance 2021-04-09T19:05:00Z

I've worked in the financial industry for years, and there are 5 things I'd tell anyone about how to build wealth

After eight years in the financial industry, the author has picked up a few tricks of the trade, including creative ways to build wealth faster.
Personal Finance 2021-04-09T14:53:07Z

The best real estate crowdfunding investment platforms

The best real estate crowdfunding platforms usually offer low account minimums, automated account options, and multiple investment types.
Personal Finance 2021-04-08T19:06:24Z

I'm a financial planner, and all my millionaire clients have 4 habits in common

Her millionaire clients keep a long-term focus on their finances, make a plan and stick to it, and don't get freaked out by market swings.
Personal Finance 2021-04-07T20:36:16Z

IRAs and 401(k)s offer similar tax perks, and financial experts recommend using both to save for retirement

IRAs and 401(k)s are retirement savings vehicles that come with different tax-advantaged features and yearly contribution limits.
Personal Finance 2021-04-06T19:58:00Z

3 piece-of-cake strategies I used to save $3,000 in 2 months

She wanted to invest more for retirement but needed $3,000 to buy into her chosen index fund, so she hustled hard to save the cash.
Personal Finance 2021-04-05T20:10:44Z

The latest tax scam is targeting people with '.edu' email addresses. Here's what to look out for.

Emails targeting college students and staff with a ".edu" email address urge them to submit personal details to claim their tax refund.
Personal Finance 2021-04-05T19:55:57Z

A financial planner says there's a simple way to figure out if you're saving enough for retirement, no matter your age

To figure out if you're on track for retirement, start by taking stock of your current assets and creating a plan to reach your goal.
Personal Finance 2021-04-05T17:01:59Z

Community Tax review: Get organized, expert help to pay your federal or state tax debt

Community Tax specializes in tax resolution, and is a strong option for people who might qualify to reduce their debt based on financial hardship.
Personal Finance 2021-04-05T16:52:31Z

Here are the best checking accounts available right now

At the very least, the best checking accounts are easy to access, whether online or in person, and incredibly cheap to maintain, if not free.
Personal Finance 2021-04-05T16:42:06Z

You can get an extension to file your federal tax return, but you still have to pay your bill by May 17

There are a few easy ways to get a tax extension, which pushes your filing deadline to October 15, but you still have to pay your bill on time.
Personal Finance 2021-04-03T12:26:00Z

I'm a financial planner, and there are 2 things I always tell my clients before buying a home

It's all too easy to stretch your budget to buy the "perfect" house, but what happens when new home expenses creep up and your income stays the same?
Personal Finance 2021-04-02T20:26:07Z

Credit Karma Tax vs. TurboTax: How the online tax-filing services compare

Credit Karma Tax and TurboTax help people file income taxes quickly and accurately online. Both services are good — the biggest difference is price.
Personal Finance 2021-04-02T18:47:59Z

Gift tax rates can be as high as 40%, but it's rare a giver has to pay

Gift tax may apply to large gifts of cash or other property. How much you pay depends on whether you have used up your lifetime exemption.
Personal Finance 2021-04-01T19:59:18Z

An IRA CD is a conservative investment account for people nearing retirement

An IRA CD is a type of retirement account that guarantees a certain rate of return. It can be a good option for people looking for a safe investment.
Personal Finance 2021-04-01T19:27:59Z

A simple change to our spending is helping my husband and me get closer than ever to early retirement

Instead of allowing their spending to rise with their incomes, they live on a baseline budget and put any "extra" cash into savings and investments.
Personal Finance 2021-04-01T19:18:17Z

Here are the best savings accounts right now

The best savings accounts do not charge excessive fees, are easy to access, and earn an interest rate above the national average of 0.07%.
Personal Finance 2021-04-01T19:12:17Z

8 steps to calculating how much a mortgage payment would cost you every month

You'll need a few numbers to calculate a monthly mortgage payment, including the mortgage principal, interest rate, and loan term.
Personal Finance 2021-03-31T21:17:18Z

Here are the best Roth IRA accounts available right now

The best Roth IRA accounts are usually free to set up and offer access to multiple investment options.
Loading Something is loading.
View more