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Personal Finance 2021-04-12T21:18:07Z

Policygenius review: Compare quotes for car insurance, homeowners insurance, and more

Policygenius is an insurance marketplace allowing you to compare quotes from different insurers, with a wide variety of insurance types available.
Personal Finance 2021-04-11T13:38:00Z

After 10 years saving to buy a home in LA, I had to face facts: My only option was to leave

Giving up on the California Dream finally freed her to pursue a more meaningful one: homeownership — in another state.
Personal Finance 2021-04-04T14:02:00Z

How to collect a life insurance payout when a loved one dies

The author lost his father to prostate cancer in 2020 and helped his mother go through the process of collecting his life insurance payouts.
Personal Finance 2021-04-04T12:59:00Z

I bought a life insurance policy for my daughter when she was born, but I've found a better way to spend that $540 a year

Instead of keeping the whole life insurance policy, she's investing the cost of the policy in a brokerage account for her daughter.
Personal Finance 2021-04-01T14:04:16Z

The average mortgage closing costs, by state

Your mortgage's closing costs depend largely on the state where you're buying a home, and if you have to pay property taxes up front.
Personal Finance 2021-03-31T17:34:20Z

The minimum credit score, down payment, and debt levels you need to qualify for each type of mortgage

Qualifying for a mortgage varies by the type of loan you want, but generally requires a certain credit score, debt-to-income ratio, and down payment.
Personal Finance 2021-03-31T13:43:32Z

How to calculate how much house you can afford

Think about how much you can afford to spend each month, and how much a lender would realistically give you for a mortgage.
Personal Finance 2021-03-25T20:43:38Z

You can sell your life insurance policy, but you'll lose the death benefit

If you are terminally ill, you can sell your life insurance using a viatical settlement. Otherwise, you sell it via a life insurance settlement.
Personal Finance 2021-03-22T21:08:59Z

YouTube stars Devale and Khadeen Ellis illustrate the importance of an adaptable financial plan

When life threw Devale Ellis a curveball with an injury that ended his NFL career, he and his wife developed a financial plan to fit their new life.
Personal Finance 2021-03-22T16:37:00Z

Homeowners insurance usually reimburses the cost to relocate if your home is damaged, but you should always check first

If your home or rental is unlivable after damage that's covered by homeowners insurance, you should also be covered for relocation through your policy.
Personal Finance 2021-03-19T18:12:38Z

How former NFL player Devale Ellis and his wife Khadeen turned a career change into a wealth-building opportunity

Seeing that cash value permanent life insurance can build wealth for multiple generations was a teachable moment in the Ellis family.
Personal Finance 2021-03-17T21:12:01Z

Why a financial educator says building wealth in the Black community should be a multi-generational conversation

Building wealth in the Black community requires unlearning myths about money, and a plan to create, build, grow, and expand over four generations
Personal Finance 2021-03-15T21:10:32Z

Whether you're making $50,000 or $50 million, financial planners say the basics of life insurance are the same

Whether you're working class or a millionaire, life insurance with a cash value that builds wealth should be a part of your financial plan.
Personal Finance 2021-03-12T14:44:07Z

Homeowners insurance can cover mold — but not if it's related to improper maintenance

If your home has mold that's related to covered water damage, your homeowners insurance will cover it.
Personal Finance 2021-03-10T16:33:11Z

Does homeowners insurance cover damage to sewer lines?

As a homeowner, you're responsible for any utility and sewer lines that connect to the home. Insurance has limited coverage unless you add a rider.
Personal Finance 2021-03-09T23:47:45Z

Why online insurance comparison tools aren't always the best option, even though they're quick and easy

Sites like The Zebra let you compare insurance quotes. They're best for car or renters insurance, but not for life and homeowners insurance.
Personal Finance 2021-03-08T22:13:03Z

How an unusual graduation gift helped one mother teach her daughter the importance of building wealth

Ebony Ruffin credits her mother for modeling financial responsibility. She learned about building wealth through a graduation gift of life insurance.
Personal Finance 2021-03-05T18:58:49Z

All your questions about the Texas winter storm and insurance coverage, answered

For Texas homeowners and renters, coverage depends on whether damage originated as a result of the freeze or the power outage.
Personal Finance 2021-03-05T15:14:30Z

Homeowners insurance usually covers pipe bursts and plumbing leaks, but not if you neglect proper maintenance

Plumbing and pipe leaks are usually covered by homeowners insurance unless it's due to lack of maintenance.
Personal Finance 2021-03-04T17:34:09Z

Renters insurance usually covers water damage — see how to file a claim

Water damage is covered under renters insurance, but only if it's related to a covered event in your policy.
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