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Personal Finance 2020-08-19T18:46:00Z
Citi Double Cash 4x3 Citi Double Cash 4x3

Citi® Double Cash Card review: One of the best cash-back cards has no annual fee, and 0% intro APR on balance transfers for 18 months

If you want a simple cash-back card that earns valuable rewards no matter where you shop, the Citi Double Cash is a top option with no annual fee.
Personal Finance 2020-09-16T20:08:00Z
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The Chase Sapphire Preferred is offering its highest-ever bonus to new cardholders, and it's worth up to $1,000

You can earn 20,000 more points than the usual sign-up bonus — which already one of the best intro offers around.
Personal Finance 2020-09-13T12:43:00Z
Natalie Taylor   Headshot 2019 Natalie Taylor   Headshot 2019

I'm a financial planner, and there's one type of life insurance I almost always recommend to my clients

When clients ask whether they should say yes to an expensive permanent life insurance policy, she steers them in another direction.
Personal Finance 2020-09-08T20:16:00Z
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Personal Finance 2020-08-31T19:44:00Z
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The best rewards credit cards of 2020

The best rewards credit cards to open now. We break down the best credit card options for earning points, miles, or cash back in 2020.
Personal Finance 2020-09-24T14:18:03Z
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Today's best mortgage and refinance rates: Thursday, September 24, 2020

Mortgage and refinance rates have increased since last Thursday. The exception is the 5/1 adjustable rate, which is down by six basis points.
Personal Finance 2020-09-24T14:09:00Z

3 expenses people don't consider when buying a second home, according to financial planners

Not every cost of owning a second home is obvious — here are the hidden things to consider, like insurance costs and rental expenses.
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Personal Finance 2020-09-23T16:32:06Z

Black Americans' rocky relationship with banks can be traced back to an institution that promised wealth but collapsed after just 9 years

Frederick Douglass said the collapse of the Freedman's Bank "was equivalent to adding another 10 years of slavery to the Negro man."
Personal Finance 2020-09-23T15:38:00Z

With less than a month left to claim stimulus payments, the IRS will start sending letters this week

Notices for unclaimed stimulus checks are going to Americans who haven't filed a tax return for 2018 or 2019, likely because they didn't earn enough.
Personal Finance 2020-09-23T12:30:37Z

Today's best mortgage and refinance rates: Wednesday, September 23, 2020

Mortgage and refinance rates are low, and they should stay low for a long time. You may have time to improve your finances to get an even better rate.
Personal Finance 2020-09-23T12:25:00Z

The best investment apps for beginners

We chose SoFi Invest as our best investment app for beginners. Other categories: best for automated investing, best for active trading, and more.
Personal Finance 2020-09-22T21:50:00Z

The best affordable car insurance companies for 2020

To find the best cheap car insurance, you'll need to get quotes from multiple companies and compare them. But here are a few good places to start.
Personal Finance 2020-09-22T18:36:27Z

How a $10 whiteboard from Target helps me save over $1,500 a year on food

She bought a $10 whiteboard from Target that she uses for weekly meal planning, and it's helped her cut back on her spending and waste.
Personal Finance 2020-09-22T18:35:00Z

The best credit card offers in September: earn points, miles, or cash back

The best credit card offers of July, including bonuses from Amex, Southwest, United, the Chase Sapphire Preferred, and more.
Personal Finance 2020-09-22T18:27:22Z

There are 4 types of private mortgage insurance, and the type you choose determines how and when you pay

The most common type of private mortgage insurance has you pay in monthly installments. But you can also pay all in one lump sum, or a combo of both.
Personal Finance 2020-09-22T17:21:00Z

If you have the Chase Freedom card, you're missing out on extra cash back by not switching to the new Freedom Flex

The Freedom Flex has all of the benefits of the old Freedom card, plus more bonus categories and World Elite Mastercard perks.
Personal Finance 2020-09-22T16:39:00Z

Acorns makes it easy to invest your spare change, but the monthly fee might not make sense for everyone

With Acorns, you can round up your transactions to the nearest dollar and can start investing with as little as $5.
Premium Personal Finance 2020-09-22T16:22:00Z

For a limited time, you can get an annual Business Insider subscription when you're approved for the Brex credit card for startups

An annual Business Insider subscription is valued at $99, and includes exclusive industry stories plus more than 150 pitch decks.
Personal Finance 2020-09-22T16:15:00Z

Half of Americans will need care as they age, and long-term care insurance can help cover the high cost

Americans are living longer. Half of Americans will need some sort of long term care, whether in-home, assisted living, or in a nursing home.
Personal Finance 2020-09-22T15:34:00Z

8 pieces of advice to help you retire when you want, according to people who have done it

To retire how you want to, it's crucial to plan ahead, according to retirees who have stopped working and continue to live comfortably.
Personal Finance 2020-09-22T15:20:59Z

4 ways to save on your next move, whether you're moving across town or across the country

You don't have to pay full price for your move — opt to pack and move small items on your own, and move at an off-peak time, like winter or a weekday.
Personal Finance 2020-09-22T14:45:46Z

Segregation has been embraced, mandated, and maintained in the United States by law and policy — here's how

A conversation with author Richard Rothstein on the laws and policies that prevent Black and white Americans from living in integrated neighborhoods.
Premium Personal Finance 2020-09-22T13:45:00Z

We did the math to see if buying a house is a better investment than the stock market, and stocks have historically come out way ahead

There's an ongoing debate over whether real estate is a better investment than the stock market. We compared the two over the past three decades.
Personal Finance 2020-09-22T12:42:00Z

Today's best mortgage and refinance rates: Tuesday, September 22, 2020

This could be a great time to get a fixed-rate mortgage. Adjustable rates are still low, but fixed rates are the better deal right now.
Personal Finance 2020-09-21T20:54:00Z

Inheriting an IRA? Here are all the options and withdrawal rules beneficiaries should know

An inherited IRA is established with funds bequeathed from a deceased person's IRA or 401(k). Beneficiaries need to follow withdrawal and other rules.
Premium Personal Finance 2020-09-21T20:32:39Z

Personal Finance Insider's guide to financial planners is free for Business Insider Premium subscribers

Personal Finance Insider's new "Guide to Financial Planners" e-book answers all your questions about finding and working with financial planners.
Personal Finance 2020-09-21T20:09:03Z

How much second home can you afford? Financial planners say there are 3 factors to consider

When considering how much second home you can afford, factor in insurance coverage and surprise homeownership expenses.
Personal Finance 2020-09-21T19:43:00Z

The best banks and credit unions in Florida for 2020

The best banks in Florida are all federally insured and have a wide range of products, such as bank accounts, investment accounts, and loans.
Personal Finance 2020-09-21T19:20:00Z

The best bank account bonuses right now

You can receive some of the best bank account bonuses by opening a new account, depositing money, and keeping the account open for a few months.
Personal Finance 2020-09-21T19:20:00Z

Credit card issuers like American Express and Citi are making it easier than ever to earn and redeem points during quarantine

Amex, Capital One, and other issuers are making it easier to earn bonus points and enjoy card benefits with new, non-travel features.
Personal Finance 2020-09-21T17:45:00Z

4 reasons why you should choose a cash-back card for your first credit card

Cash-back cards often have no annual fee, which means you can keep them forever — which is good news for your credit score.
Personal Finance 2020-09-21T17:44:05Z

My grandma's been retired comfortably for 22 years thanks to a simple rule she lived by

Grandma Ellen worked as a nurse and earned a pension, but she saved in an IRA and lived frugally to ensure her golden years were golden.
Personal Finance 2020-09-21T17:17:11Z

Civil rights leaders at the head of the NAACP and the National Urban League say Americans get 2 things wrong about the racial wealth gap

Marc Morial and Ben Jealous spell out myths and facts about the racial wealth gap, including the myth that "race-neutral" policy is the answer.
Personal Finance 2020-09-21T16:14:00Z

The best CD rates of September 2020

We combed through offerings at over 2 dozen national banks to find the best CD rates right now. Here are our top picks for 1-year to 5-year terms.
Personal Finance 2020-09-21T15:24:00Z

The best 5-year CD rates for September 2020

Five-year CDs — the longest term you can get at most banks and credit unions — offer some of the best CD rates you can find right now.
Personal Finance 2020-09-21T15:18:00Z

The best 2-year CD rates for September 2020

In most cases, you'll lock in the best 2-year CD rates for the full term. You can snag higher APYs with longer terms, but 2-year CDs have their perks.
Personal Finance 2020-09-21T14:58:00Z

The best 1-year CD rates for September 2020

The best 1-year CD rates are around 1.00%, and in most cases, you'll lock in that rate for the entire year.
Personal Finance 2020-09-21T14:45:00Z

Black Americans are less likely to invest than white Americans, but experts say 5 steps can change that

To close the investing gap, it's important to know why investing matters, increase earning power, seek out reliable information, and take action.
Personal Finance 2020-09-21T13:30:00Z

11 programs that help first-time homebuyers get a mortgage

There are programs that help first-time homebuyers qualify for mortgages, from government-backed loans to state-specific grants.
Personal Finance 2020-09-21T12:45:00Z

Today's best mortgage and refinance rates: Monday, September 21, 2020

Mortgage rates have decreased since this time last month, and most have gone down since last Monday. Refinance rates are down across the board.
Personal Finance 2020-09-20T12:54:00Z

4 things to know before getting your first homeowners insurance policy

To get the right homeowners insurance policy, plan to shop around to find the best deal, and understand what is and isn't covered by your policy.
Personal Finance 2020-09-20T11:31:00Z

Live Oak Bank review: High rates on savings and CDs, and no monthly service fees

Live Oak Bank pays competitive interest rates on savings and CDs. There are no monthly fees, and CDs charge low early withdrawal penalties.
Personal Finance 2020-09-19T12:22:00Z

What 3 self-made Black millionaires want Black Americans to know about building wealth

They're founders, CEOs, and financial coaches, and they all built their companies from the ground up.
Personal Finance 2020-09-19T12:01:00Z

I thought buying a home would be as easy as it seems on "Fixer Upper," but it ended up taking 4 months and tons of my time

The author didn't realize it'd take so long before she had the keys in her hand — but her expectations were skewed from the start.
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