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Personal Finance 2020-07-06T15:19:00Z
Who Has The Best CD Rates Right Now 4x3 Who Has The Best CD Rates Right Now 4x3

Here are the banks with the best CD rates

We combed through offerings at about a dozen national banks to find the best CD rates right now. Our top pick is Ally Bank for its breadth of options.
Personal Finance 2020-05-29T17:49:00Z
Driving car. Driving car.

The average cost of car insurance in the US

The average cost of car insurance varies by the state you live in, your driving and credit history, age, years of driving experience, and more.
Personal Finance 2020-05-01T16:20:00Z
finance money bank banking banking credit card credit score investment payment chase sapphire preffered food dining restaurant cox 1 finance money bank banking banking credit card credit score investment payment chase sapphire preffered food dining restaurant cox 1

You can now earn up to 5 points per dollar on groceries with Chase cards like the Sapphire Reserve

In May and June, you can earn up to 3x or 5x points on groceries, depending on which Chase credit card you have.
Personal Finance 2020-04-29T17:49:00Z
online shopping
Personal Finance 2020-04-27T21:53:17Z
couple in new home

I'm a financial planner, and here's where I tell people to keep the money they'll need in 5 years or less

Cash you may need in five years or less usually includes money in your emergency fund or your down payment savings.
Personal Finance 2020-01-29T19:58:00Z
american express 8

The Amex Platinum is available to active-duty servicemembers at no annual fee — but even with the fee, the credit card is a great value

Here's how active-duty US servicemembers can get the Amex Platinum Card's fee waived. The card offers a fantastic value and great travel benefits.
Personal Finance 2020-06-16T18:32:00Z

The best rewards credit cards of 2020

The best rewards credit cards to open now. We break down the best credit card options for earning points, miles, or cash back in 2020.
Personal Finance 2020-07-07T21:15:32Z
eric rosenberg

4 tax-prep hacks I follow all year to make filing easy

Stashing tax documents (paper or digital) in a designated folder and keeping up with your investments throughout the year can help you file smoothly.
Personal Finance 2020-07-07T20:39:30Z
second stimulus check

We may be getting closer to a 2nd stimulus check, but several key details are still unclear

A bipartisan consensus still needs to be reached on several details for a second stimulus check, including eligibility, timing, and amounts.
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Personal Finance 2020-07-07T18:37:00Z

Chase points are usually worth the most for travel, but I used them to get a Nintendo Switch Lite without compromising on value

At a rate of 1.5 cents per point, I'll need to use just 13,333 points to cover the purchase, leaving me with plenty of points for future travel.
Personal Finance 2020-07-07T17:17:53Z

I thought it made sense to file my taxes in July instead of April, but now I really regret waiting

When the pandemic first swelled and everything felt overwhelming, she thought three extra months might help her get centered. But that didn't happen.
Personal Finance 2020-07-07T17:15:00Z

PNC Bank has branches in 22 states, but you'll earn the highest savings rate if you bank online

Brick-and-mortar locations are convenient, but you'll earn the highest savings APY if you live in a market where there aren't any PNC Bank branches.
Personal Finance 2020-07-06T22:27:00Z

3 things to consider when you're deciding which savings account to open

Anyone looking for convenience, fee-free saving, and high interest rates should look at high-yield savings accounts to earn more on their money.
Personal Finance 2020-07-06T22:12:00Z

How to get a tax ID number if you're self-employed or have a small business

To get a Tax ID number, you can speak with your accountant or bank, call the IRS directly, fill out a form and mail it to the IRS, or apply online.
Personal Finance 2020-07-06T18:01:56Z

The coronavirus took an axe to my income, so I'm using a federal disaster-relief loan to pay my taxes this year

As a small-business owner, an Economic Injury Disaster Loan provides peace of mind during uncertain times, but it comes with specific rules.
Personal Finance 2020-07-06T17:29:15Z

I had the money to pay my tax bill in April, but I'm waiting until the July 15 deadline for 2 main reasons

By waiting to pay her tax bill in July, the money she puts aside for taxes was able to earn more interest in a high-yield savings account.
Personal Finance 2020-07-06T16:56:00Z

The best rewards checking accounts right now

The best rewards checking accounts make it relatively easy to earn the reward and have low fees.
Personal Finance 2020-07-06T16:52:00Z

The best bank account bonuses right now

You can receive some of the best bank account bonuses by opening a new account, depositing money, and keeping the account open for a few months.
Personal Finance 2020-07-06T15:52:00Z

The vast majority of Americans actually qualify for free tax filing. Here's how to find out if you're one of them.

Some tax preparers don't list free tax filing clearly on their websites, so it's best to go through the IRS portal if your AGI is below $69,000.
Personal Finance 2020-07-06T15:52:00Z

How to estimate the size of your refund before you even file your taxes

Using your W-2 or 1099 income forms, it takes less than five minutes to see how much you'll be getting with H&R Block's free tax refund estimator.
Personal Finance 2020-07-06T15:37:00Z

FICO's new Resilience Index shows how much of a credit risk you could be in a recession, but it doesn't replace your credit score

The FICO Resilience Index can give lenders a more complete picture of your financial health, especially when used alongside your credit score.
Personal Finance 2020-07-06T15:22:00Z

Here's when you can expect your federal tax refund to hit your bank account

Where's my tax refund? It should arrive within 21 days of e-filing if you request direct deposit, but there may be some delays due to the pandemic.
Personal Finance 2020-07-06T14:53:00Z

The best bank accounts for travel

Looking for a new bank account to use for travel? Here are our top picks for checking and savings accounts.
Personal Finance 2020-07-06T14:49:00Z

Here are the best online banks right now

The best online banks offer a range of bank accounts, loans, and investment products. They're also FDIC insured and provide strong customer service.
Personal Finance 2020-07-06T14:42:37Z

Here's how much more you'll save in a high-yield savings account versus a checking account

Saving money in a high-yield savings account rather than a traditional checking account earns a small amount of interest, which compounds and grows.
Personal Finance 2020-07-06T14:40:00Z

The best budgeting apps to use right now

Whether you want to get a handle on your finances or build a budget with your partner, here are our picks for the best budgeting apps
Personal Finance 2020-07-06T14:32:00Z

Here are the best money market accounts right now

Each of the best money market accounts has a competitive APY, is FDIC-insured, and is appropriate for modest and super savers alike.
Personal Finance 2020-07-06T14:18:00Z

The best no-fee checking accounts right now

The best no-fee checking accounts available right now include Capital One 360, Discover CashBack Credit, and Simple Online Checking.
Personal Finance 2020-07-06T14:17:00Z

Here are the best checking accounts available right now

At the very least, the best checking accounts are easy to access, whether online or in person, and incredibly cheap to maintain, if not free.
Personal Finance 2020-07-06T14:07:00Z

Here are the best savings accounts right now

The best savings accounts do not charge excessive fees, are easy to access, and earn an interest rate above the national average of 0.09%.
Personal Finance 2020-07-05T14:01:00Z

Banks' and lenders' payment deferment for COVID-19 will be ending soon. If you still can't pay, it's time to call

Some companies are extending deferrals or working with customers on a case-by-case basis during COVID-19, so call them up if you still can't pay.
Personal Finance 2020-07-05T13:25:00Z

A financial planner gives clients a 7-step checklist when they're deciding whether to invest or save their next dollar

If your living expenses are taken care of and you're deciding where to put your next dollar, following a framework might be helpful.
Personal Finance 2020-07-05T12:33:00Z

I bought my own life insurance even though I already had coverage through my employer, and I couldn't be happier

Before she came a financial adviser, she didn't see the reason to buy individual life insurance. Then she heard horror stories.
Personal Finance 2020-07-05T12:15:00Z

Federal student loan interest rates for the upcoming school year will be lower than ever, outstripping the previous record from 2005

The federal student loan interest rates for 2020-2021 will be the lowest on record, with undergrad loans at 2.75%.
Premium Executive Lifestyle 2020-07-04T19:52:00Z

7 insights about getting rich buried inside Benjamin Franklin's 250-year-old book on wealth

Over 250 years ago, Benjamin Franklin strung together a handful of proverbs about wealth and success in his essay, "The Way to Wealth."
Personal Finance 2020-07-04T13:30:00Z

Suze Orman says if there was ever a time to use your credit card, it's now

If you're out of job or think you could lose work soon, Suze Orman advises using your credit card so you can save cash for an emergency.
Personal Finance 2020-07-04T12:59:00Z

As a financial planner, I recommend life insurance to people in 5 situations

This financial planner has seen many people with too much life insurance or a policy that's not right for their needs.
Personal Finance 2020-07-04T12:30:00Z

The average cost of pet insurance largely depends on the company you use and the type of pet you have

The average cost of pet insurance per month largely varies by whether you're insuring a cat or a dog, and how much coverage you're looking for.
Personal Finance 2020-07-04T11:50:00Z

Pensions and 401(k)s are totally different retirement savings plans, and one isn't better than the other

One isn't necessarily better than the other, though pensions plans are now more common than 401(k)s in the private sector.
Personal Finance 2020-07-03T15:56:00Z

Chase savings interest rates are low, but it's easy to waive monthly fees

Chase Savings and Chase Premier Savings pay low rates on your balance, but you don't need much money to start saving.
Personal Finance 2020-07-03T14:35:00Z

There are only 2 weekends left to file your taxes before they're due July 15

Filing taxes can be time consuming. If you prefer to set aside time on a weekend, you only have two chances left before the July 15 deadline.
Personal Finance 2020-07-03T14:05:00Z

Just like individuals, businesses have credit scores — and your payment history is the biggest factor for both

A high business credit score helps you secure the best terms for loans. If you have a company, you should track your business credit score regularly.
Personal Finance 2020-07-03T13:45:00Z

First-time car owners pay more for insurance, but you can save money by shopping for a new policy after 6 months

Car insurance companies charge customers who are new to car insurance about 12% more for coverage. Shop after 6 months to eliminate the markup.
Personal Finance 2020-07-03T13:15:00Z

I always ask financial planning clients the same question to establish trust, and it works in 3 clear ways

By asking his clients about their biggest concerns right now, he can learn what needs to be prioritized.
Personal Finance 2020-07-03T12:31:00Z

If I'd known the term 'effective tax rate' in 2019, I wouldn't owe $8,000 in taxes this year

When she learned the term "effective tax rate" and what it meant for her taxes, she was better able to predict how much tax she would owe.
Personal Finance 2020-07-02T20:02:00Z

Best tax software 2020: TurboTax, H&R Block, and more

In order to determine the best tax software, we reviewed offerings from about a dozen online tax preparers like TurboTax, H&R Block, and TaxAct.
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