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Personal Finance 2021-03-03T22:19:30Z
Natalie Taylor   Headshot 2019

I'm a financial planner, and I've been giving my clients the same advice over and over throughout the pandemic

Financial planner Natalie Taylor says planning for the future — even when things are uncertain — can help you stay motivated and make decisions.
Personal Finance 2021-03-03T22:19:13Z
Best Online Brokerages 4x3

The best online brokerages for investors of all kinds, from kids to pros

To choose the best online brokerages, we considered pricing, account types, investment availability, platforms, and overall customer experience.
Personal Finance 2021-03-01T17:14:18Z
Best no fee checking accounts 4x3

The best no-fee checking accounts right now

The best no-fee checking accounts available right now include Capital One 360, Discover CashBack Credit, and Simple Online Checking.
Personal Finance 2021-03-01T15:37:14Z

Here are the best savings accounts right now

The best savings accounts do not charge excessive fees, are easy to access, and earn an interest rate above the national average of 0.04%.
Personal Finance 2021-03-01T14:47:37Z

The best online brokerages for beginners

The best online brokerages for beginners offer low or no fees, an intuitive interface, and a variety of account types.
Personal Finance 2021-03-01T14:46:58Z

The best investment apps to use right now

Whether you're a beginner with long-term goals or an active investor trying to build wealth, here are our picks for the best investment apps.
Personal Finance 2021-03-01T14:43:48Z

The best online financial advisors

To find the best online financial advisors, we looked at factors like fees, minimum balance requirements, accessibility, and what services are offered.
Personal Finance 2021-03-01T14:38:26Z

The best stock trading apps of 2021

The best stock trading apps offer low-fee accounts and feature-filled mobile platforms, as well as education resources and a variety of account types.
Personal Finance 2021-02-25T15:07:46Z

Online investment advisor blooom offers some of the cheapest access to a financial advisor you can get

Blooom is an investment advisor that manages retirement accounts with no minimum balance requirement or asset under management fee.
Personal Finance 2021-02-22T15:26:06Z

Charles Schwab is a one-stop shop for all types of investors

Charles Schwab is one of the few companies that tries to offer both "convenience" and "low cost" in one brokerage account.
Personal Finance 2021-02-20T13:54:00Z

A 35-year-old shares the 3 biggest lifestyle trade-offs that led to a $1 million net worth

His seven-figure net worth has come at the expense of a having a social life, living near family, and spending money freely — but it's worth it.
Personal Finance 2021-02-20T13:33:00Z

I'm a financial planner, and my richest clients have the same 5 habits

Financial planner Anthony Carlton says his richest clients are teachers and other unassuming professionals who have good money habits.
Personal Finance 2021-02-19T21:00:53Z

Acorns makes it easy to invest your spare change, but the monthly fee might not make sense for everyone

With Acorns, you can round up your transactions to the nearest dollar and can start investing with as little as $5.
Personal Finance 2021-02-19T20:34:02Z

SoFi Invest is a worthwhile investment app for beginners without a ton of money to invest

SoFi Invest is best for beginner investors, or those who already have other SoFi accounts. Both automated and active investing are available.
Personal Finance 2021-02-19T16:58:08Z

Payment plans like Affirm and and Afterpay are available on more sites than ever — here's how they work

It's tempting to "buy now, pay later" when shopping online, and point-of-sale loans like Affirm and Klarna are making it easier than ever.
Personal Finance 2021-02-18T22:55:51Z

I think generational wealth is a key to liberating people of color from systemic oppression, but it's not all about having a fat bank account

Building generational wealth in BIPOC communities involves more than just cash — it includes becoming financially fluent and building strong networks.
Personal Finance 2021-02-17T19:23:37Z

A man who became a millionaire at 35 says his mom taught him 5 crucial lessons that helped him build wealth

Drock, a lobbyist who lives in Washington, DC, learned the value of investing from his mom, and how to be resilient.
Personal Finance 2021-02-17T19:11:25Z

Facet Wealth is a virtual financial-planning firm with no minimum balance requirement and a fixed, annual fee starting at $1,200

Facet Wealth uses a goals- and values-based approach to financial planning and emphasizes implementing recommendations at the client's pace.
Personal Finance 2021-02-17T16:33:47Z

Yieldstreet offers alternative investments, like art and real estate, to those with plenty of cash to invest

Yieldstreet is an investment platform and fund manager focused on alternative asset classes, including art, real estate, and legal settlements.
Personal Finance 2021-02-12T18:18:58Z

3 simple things wealthy people do to grow their money, according to a financial planner who knows

A financial planner says his wealthiest clients invest in themselves and avoid lifestyle creep, and they simplify their everyday routines.
Personal Finance 2021-02-12T13:49:26Z

3 car-buying tips I learned from working at a car dealership

Almost everything is up for negotiation, and you can arrange your financing beforehand and save big.
Personal Finance 2021-02-10T15:13:34Z

I thought a stock-trading app was the right idea at 21, but I've since found a smarter strategy

Using an app meant choosing the wrong investing account for my goals — the app offered an individual taxable account when a Roth IRA was better.
Personal Finance 2021-02-09T22:22:24Z

4 conversations to have about money before taking your relationship to the next level

It's important to talk to your partner about debt, each person's spending values, and how bills and bank accounts will be split going forward.
Personal Finance 2021-02-08T18:07:38Z

I'm a financial planner, and my wealthiest clients have the same 3 habits

People ask CFP Malik S. Lee for the secret sauce — the commonalities he sees in his wealthiest financial-planning clients that make them successful.
Personal Finance 2021-02-08T16:51:53Z

5 steps a single mother took to pay off $145,000 of debt and start building wealth

She started paying off debt by setting goals, automating savings, using a budgeting app, and taking advantage of the benefits her job offered.
Personal Finance 2021-02-08T14:44:31Z

3 tips from a financial planner to get smarter with your money every time you get a raise

When you get a raise at work, that money can be used to help you pay off debt, build wealth in the long term, and convince you to plan ahead.
Personal Finance 2021-02-06T14:45:00Z

The first sign a couple will be able to get past money issues, from a financial therapist who's helped over 1,000 people

If a couple is paying attention to their financial situation, that's a really good sign, said Amanda Clayman. Avoidance won't get you anywhere.
Personal Finance 2021-02-05T18:31:29Z

I can promise you financial advice is almost never 'free,' but there are 2 ways to sniff out the real price

Financial planner Natalie Taylor explains how fees for money advice may be hidden, and how unscrupulous companies take advantage of consumers.
Personal Finance 2021-02-04T20:28:44Z

4 money mistakes you should never make during a divorce, according to a financial planner

Keeping a home you can't afford, taking the wrong assets and relying solely on alimony are mistakes that can affect your long-term financial goals.
Personal Finance 2021-02-04T19:34:00Z

The smartest things do with your money when you get a raise, according to a financial planner

Having the right money mindset, goals, and plan can help you use salary increases to accelerate your path toward financial independence.
Personal Finance 2021-02-03T21:15:55Z

5 things to do with your money before you have a baby, according to financial planners

Tracking your money and planning for childcare costs, life insurance, and health insurance are some of the things you'll need to consider.
Personal Finance 2021-02-02T22:50:37Z

The best retirement plans to use in 2021

The best retirement plans include tax-advantaged options for individuals, employees, self-employed individuals, and small businesses.
Personal Finance 2021-02-02T22:32:47Z

Acorns review: Investing spare change made easy, in exchange for a fee

With Acorns, you can round up your transactions to the nearest dollar and can start investing with as little as $5.
Personal Finance 2021-02-02T19:17:44Z

4 costs you can't afford to ignore before having a baby

Costs like labor and delivery, and short-term disability if you have pregnancy complications, can sneak up on you if you're not prepared.
Personal Finance 2021-02-02T15:52:38Z

I tell my financial planning clients that spending less is a good start, but it's only going to get you so far if you want to build wealth

If you've heard you need to spend less to build wealth, you're not getting the full picture. Earning more and investing wisely will do more for you.
Personal Finance 2021-02-01T17:58:31Z

The best auto loans of 2021, whether you're buying or refinancing

Whatever your situation, start shopping for auto loans with these lenders, ideal for excellent credit, bad credit, lease buyouts, and refinancing.
Personal Finance 2021-01-31T13:48:00Z

4 pieces of money advice financial planners wish they could give to Gen Z

Taking advantage of compound interest, avoiding credit card debt, and contributing to your 401(k) will put you on a steady path to building wealth.
Personal Finance 2021-01-29T18:09:14Z

I made mistakes early in my career, but after 16 years I've pinpointed 3 clear signs you've found a great financial advisor

Looking back on 16 years in the business, financial planner Natalie Taylor says she used to talk too much. Now, she knows what makes a great planner.
Personal Finance 2021-01-28T22:21:19Z

A financial planner says rich people do 5 things with their money that keep them wealthy

This financial planner's rich clients have a financial plan and stick to it, and are always looking for ways to reduce their overall taxes.
Personal Finance 2021-01-24T15:39:30Z

As a financial planner, I always say your home will never be a good investment — but that doesn't mean you shouldn't buy one

Instead of thinking of the home you live in as an investment, consider it a utility — something you use that serves an important purpose.
Personal Finance 2021-01-22T18:01:30Z

4 financial planners share the unusual tips that help their clients save more money every month

Financial planners sometimes have to get creative when it comes to savings advice. But these tips have helped their clients reach their goals.
Personal Finance 2021-01-20T18:05:20Z

4 reasons you should hire a financial planner, even if you're under 30

Working with a financial planner in your 20s could help you get on track with retirement savings early, and help you chart a path to your goals.
Personal Finance 2021-01-19T15:26:14Z

A financial planner explains how to budget for unexpected expenses, like a medical emergency or holiday travel

Some expenses are unexpected, while others are simply overlooked. In either case, there's a way to budget for irregular expenses.
Personal Finance 2021-01-18T14:22:00Z

3 ways I'm using my side hustles to build generational wealth and support my family

After paying off her debt with side-hustle money, she shifted her focus to building generational wealth.
Personal Finance 2021-01-13T22:18:32Z

If you're deciding whether to pay off your mortgage early or invest, it boils down to one thing: interest rates

If you have cash to spare and are considering whether to pay off your mortgage early or invest, look at the interest rates, says CFP Brian Fry.
Personal Finance 2021-01-13T20:50:18Z

5 times you should consider meeting with a financial planner

Do I need a financial planner? You might, especially if you're considering making a life change like getting married or having a baby.
Personal Finance 2021-01-12T15:58:26Z

For years banks have asked for 20% down on a mortgage, but cash-strapped Americans are buying homes with less

Putting 20% down on a mortgage can feel out of reach for today's homebuyers. Making a smaller down payment is becoming more common.
Personal Finance 2021-01-11T17:04:04Z

All your questions about a second stimulus check, answered

In late December, a $900 billion coronavirus relief package was approved that includes additional $600 stimulus checks for many Americans.
Personal Finance 2021-01-08T18:55:55Z

5 questions to ask at your first financial planning appointment

Ask your financial planner about the total cost of working with them, and backup plans if they retire or stop working.
Personal Finance 2021-01-08T15:28:55Z

ASK A FINANCIAL PLANNER: I filed my taxes with H&R Block or TurboTax — where's my stimulus check?

ASK A FINANCIAL PLANNER is a bi-weekly column from Insider's resident financial planner, Tanza Loudenback. This week: help with stimulus checks.
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