The five best companies for homeowners insurance are: USAA, Amica Mutual, Auto-owners, State Farm, and Erie Insurance.

Water damage is covered under standard homeowners insurance, but flood and sewer line coverage requires additional coverage.

When her friends' apartment flooded, their renters insurance covered a hotel room where they stayed until they found a new place to live.

Life insurance is the foundation of a good financial plan. For maximum coverage, talk to a financial advisor, accountant, and estates attorney.

Life insurance needs change as you age, marry, divorce, or start a business. It's not uncommon to have multiple life insurance policies.

As a healthy person in his late 20s with no kids, he doesn't see a reason to buy more life insurance than what he gets through work.

If you're from Florida and are struggling to make ends meet during the COVID-19 pandemic, we've compiled a list of resources available to you.

If you're a Californian who is experiencing financial hardship as a result of the COVID-19 pandemic, you have resources available to help you.

Most Americans will need some type of care as they age, but long-term care insurance is expensive. Another option is hybrid long-term care insurance.

According to financial planner Silvia Tergas, education about life insurance (and adequate resources) can help close the wealth gap.

We address common myths about life insurance and its uses. It's important to speak to an expert who understands how life insurance can build wealth.

Accidental death and dismemberment insurance only offers coverage if death or injury is a direct result of an accident.

Decreasing term life insurance is used with mortgages and loans. The death benefit decreases as the debt decreases.

Permanent life insurance has a cash value component that helps build wealth over time. You can even borrow against it during your lifetime.

Universal life is a permanent life insurance product that never expires, with cash value and the flexibility to change the death benefit.

There are many opportunities available for New Yorkers grappling with the impact of the COVID-19 pandemic, including food banks and rent relief.

Use life insurance calculators and talk to a financial advisor to figure out how much life insurance you need. Many people don't have enough.

Money tends to be a source of contention for couples. Before getting married, discuss your personal finances — especially life insurance coverage.

Even if you already have life insurance, additional burial and funeral insurance policy may help ease your funeral arrangements for your loved ones.

Make sure you have enough coverage for your jewelry, either under your homeowners or renters insurance, or through a standalone jewelry policy.

Hospitals must publish prices for routine services on their websites, and health insurance companies will soon show out-of-pocket estimates.

Life insurance offers instant peace of mind and flexibility to change your coverage as your life changes, so there's really no need to wait to get it.

Indexed universal life insurance never expires. Its cash value is invested in indexed stocks and options, which comes with some risk.

The average cost of renter's insurance is about $15 per month, but how much renters insurance could cost varies by your location and coverage amount.

Variable life insurance never expires. Its cash value is invested in the stock market, which brings both more risk and more potential to build wealth.

The average cost of a life insurance policy is between $40 and $55 per month, but costs vary based on insurance type and your health history.

Traditional life insurance applications require a medical exam with a blood and urine test. Here's what to expect.

Mortgage protection insurance is a term life insurance product. It may be better just to have term life insurance.

There are three main permanent life insurance products: whole, universal, and variable. Others are hybrids of the main three.

You can get life insurance on a spouse, business partner, parent, or grandchild if you have an insurable interest and their permission.

Permanent life insurance policies have cash value that you can borrow against, but if you don't pay it back you decrease the death benefit.

There's no cash value with term life insurance, making it more affordable than permanent life insurance.

If you cancel a permanent life insurance policy, you receive the cash value minus any outstanding fees. This is known as cash surrender value.

Climate change has increased flooding to homes not located in flood zones, but most homeowners don't have flood insurance.

Life insurance premiums are determined by your health risk based on your medical exam. This exam includes both a urine and blood test.

Life insurance isn't something many people want to think about, but the alternative could mean leaving your family in a bad spot financially.

Term life insurance expires, but you can convert your term policy to permanent life insurance that never expires and earns cash value.

Term life insurance expires after a certain period. If you outlive a term policy, you don't get money back unless you have a return of premium rider.

Couples can choose either individual or joint life insurance. The best option depends on your needs and goals for the future.

Survivorship life insurance for couples doesn't pay death benefits until both people die. It can also help lower estate taxes for beneficiaries.

Joint life is a life insurance product for couples and business partners that can help lower the estate and inheritance taxes for beneficiaries.

Homeowners insurance claims increase in the winter due to the weather. Weatherproof your home and make sure you have the coverage you need.

Life insurance premiums are determined by your health risk based on your medical exam during the underwriting process.

Whole life insurance is more expensive than term life insurance, but there are some advantages, such as cash value you can borrow against.

At a minimum, life insurance, should cover your children, your spouse, and anyone with whom you've accumulated a significant amount of debt or equity

Life insurance terminology can be confusing. Here are definitions for the most common terms and phrases.

Life insurance can build wealth and leave a legacy for the Black community. Education and financial planners of color are key.