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Personal Finance 2021-03-02T20:22:49Z
Jen Glantz.JPG

Banning all spending on Tuesdays and Thursdays helped me save over $300 in a single month

For one month, a twice-weekly calendar event reminded her not to spend a single dollar — and it worked.
Personal Finance 2021-03-02T18:27:51Z
SoFi Review 4x3

SoFi Money is a hybrid checking/savings account, but its checking features are what makes it stand out

There's no minimum deposit to open a SoFi Money account. SoFi doesn't charge monthly service fees, overdraft fees, or out-of-network ATM fees.
Personal Finance 2021-03-02T18:21:41Z
Kate Dore headshot

Collapsing from burnout after years in the music business showed me it was time to quit my job, so I saved $20,000 in months to do it

She knew she had to quit her job when her mental health took a dive, so she cut her expenses way back to save enough money to quit.
Personal Finance 2021-03-02T18:05:05Z

Chime banking review: Save automatically and receive your paycheck up to 2 days early

With Chime, you won't pay monthly service fees, overdraft fees, or foreign transaction fees, and you can receive your paycheck up to two days early.
Personal Finance 2021-03-02T16:44:02Z

Investing app Acorns now has a checking account that funnels 'extra' money into investments

With an Acorns Spend account, set up direct deposits to automatically invest a percentage of your paycheck.
Personal Finance 2021-03-02T16:40:51Z

See all our bank reviews — from brick-and-mortar to online institutions — in one place

Here are all of Insider's bank reviews, split into brick-and-mortar and online banks, then sorted alphabetically.
Personal Finance 2021-03-02T14:23:37Z

The average savings account interest rate

The average savings account interest rate mainly depends on what type of account you have. A high-yield savings account can help you beat the average.
Personal Finance 2021-03-01T22:07:32Z

The 5 strategies a 24-year-old entrepreneur used to save $148,000 to start his own business after dropping out of college

Two years before starting his company, he was broke. To turn things around, he slept on his mom's couch and saved 40% of his income.
Personal Finance 2021-03-01T22:05:47Z

East West Bank review: Bank with branches around the US and China

You can choose from several types of checking accounts at East West Bank, and open a savings account and CD.
Personal Finance 2021-03-01T21:51:34Z

TAB Bank review: Caters to truck drivers, but pays high rates on savings and CDs for everyone

If you're looking for a high-yield savings account or CD, then TAB Bank could be a good choice. But if you use ATMs, then it may not be for you.
Personal Finance 2021-03-01T21:43:47Z

Sallie Mae Bank review: Pays high rates on savings and money market accounts with no monthly service fees

Sallie Mae pays high rates on savings and money market accounts, but you can find higher CD rates at other online banks.
Personal Finance 2021-03-01T21:33:45Z

Radius Bank review: Strong cash-back checking account, and no monthly fees on checking or savings

The Radius Rewards Checking Account lets you earn unlimited cash back and pays interest. You can also receive your paycheck up to two days early.
Personal Finance 2021-03-01T21:01:52Z

The average 401(k) balance by age, income level, gender, and industry

Your age, gender, and occupation all influence how much you have saved for retirement — see how your account value compares.
Personal Finance 2021-03-01T19:41:45Z

The 5 best prepaid debit cards of 2021

The best prepaid debit cards are relatively affordable and have extra perks, like budgeting features or cash back.
Personal Finance 2021-03-01T19:37:25Z

The best banks of 2021

The best banks should make it easy to access your money, and affordable to keep your money with the institution.
Personal Finance 2021-03-01T19:35:28Z

The best banks and credit unions for military members and their families, March 2021

Our favorite banks and credit unions for the military make it easy to access your money and have special products for military members.
Personal Finance 2021-03-01T18:28:56Z

The best bank accounts for college students in 2021

The best bank accounts for students don't charge monthly fees and are easy to access in person or online. Here are the best checking and savings.
Personal Finance 2021-03-01T18:21:17Z

The best banks and credit unions in Florida for 2021

The best banks in Florida are all federally insured and have a wide range of products, such as bank accounts, investment accounts, and loans.
Personal Finance 2021-03-01T18:13:40Z

The best banks and credit unions in California for 2021

The best banks in California are all federally insured and have a wide range of products, such as bank accounts, loans, and investment accounts.
Personal Finance 2021-03-01T18:07:54Z

The best national banks of 2021

The best national banks can be either brick-and-mortar or online-only. They should make it easy to access your money and have an easy-to-use app.
Personal Finance 2021-03-01T17:57:12Z

The best bank accounts for travel of March 2021

Looking for a new bank account to use for travel? Here are our top picks for checking and savings accounts.
Personal Finance 2021-03-01T17:52:58Z

The best rewards checking accounts of March 2021

The best rewards checking accounts make it relatively easy to earn the reward and have low fees.
Personal Finance 2021-03-01T17:49:16Z

The best bank account bonuses of March 2021

You can receive some of the best bank account bonuses by opening a new account, depositing money, and keeping the account open for a few months.
Personal Finance 2021-03-01T17:38:26Z

Here are the best online banks of March 2021

The best online banks offer a range of bank accounts, loans, and investment products. They're also FDIC insured and provide strong customer service.
Personal Finance 2021-03-01T17:32:57Z

The best IRA CD rates for March 2021

The banks with the best IRA CDs offer high APYs and a variety of term lengths, and they don't charge maintenance fees.
Personal Finance 2021-03-01T17:24:43Z

The best budgeting apps of March 2021

Whether you want to get a handle on your finances or build a budget with your partner, here are our picks for the best budgeting apps
Personal Finance 2021-03-01T17:14:18Z

The best no-fee checking accounts right now

The best no-fee checking accounts available right now include Capital One 360, Discover CashBack Credit, and Simple Online Checking.
Personal Finance 2021-03-01T17:11:50Z

Here are the best checking accounts available right now

At the very least, the best checking accounts are easy to access, whether online or in person, and incredibly cheap to maintain, if not free.
Personal Finance 2021-03-01T17:00:54Z

Here are the best money market accounts for March 2021

Each of the best money market accounts has a competitive APY, is FDIC-insured, and is appropriate for modest and super savers alike.
Personal Finance 2021-03-01T16:47:30Z

The best jumbo CD rates of March 2021

Jumbo CD rates usually require a $100,000 minimum deposit. The best ones pay high interest rates and have plenty of term options.
Personal Finance 2021-03-01T16:41:09Z

The best CD rates of March 2021

We combed through offerings at over 2 dozen national banks to find the best CD rates right now. Here are our top picks for 1-year to 5-year terms.
Personal Finance 2021-03-01T16:24:43Z

The best no-penalty CDs of March 2021

A no-penalty CD doesn't charge a fee when you withdraw funds before the CD term ends. Other types of CDs make you pay a penalty.
Personal Finance 2021-03-01T16:20:27Z

The best 5-year CD rates for March 2021

Five-year CDs — the longest term you can get at most banks and credit unions — offer some of the best CD rates you can find right now.
Personal Finance 2021-03-01T16:15:31Z

The best 3-year CD rates of March 2021

A 3-year CD locks in your rate for 36 months. At the end of the term, you decide whether to renew the CD or pocket the money.
Personal Finance 2021-03-01T16:08:26Z

The best 2-year CD rates for March 2021

In most cases, you'll lock in the best 2-year CD rates for the full term. You can snag higher APYs with longer terms, but 2-year CDs have their perks.
Personal Finance 2021-03-01T15:55:55Z

The best 1-year CD rates for March 2021

The best 1-year CD rates are at least 0.60%, and in most cases, you'll lock in that rate for the entire year.
Personal Finance 2021-03-01T15:46:56Z

The best 6-month CD rates of March 2021

A 6-month CD pays lower rates than longer-term CDs, but it's a worthwhile option if you expect to need access to your money sooner.
Personal Finance 2021-03-01T15:37:14Z

Here are the best savings accounts right now

The best savings accounts do not charge excessive fees, are easy to access, and earn an interest rate above the national average of 0.04%.
Personal Finance 2021-03-01T15:26:21Z

The best online high-yield savings accounts of March 2021

Each of the best high-yield savings accounts is free of monthly maintenance fees, FDIC-insured, and appropriate for modest and super savers alike.
Personal Finance 2021-02-25T20:27:58Z

I was tempted to spend a $10,000 raise, but doing the opposite helped me reach my savings goals in record time

Instead of allowing her spending to catch up with her new salary, she kept her lifestyle exactly the same and tucked away her extra money.
Personal Finance 2021-02-24T22:32:10Z

The Wealthfront Cash Account is a high-yield checking account that lets you get your paycheck up to 2 days early

The Wealthfront Cash Account pays a competitive APY, comes with a debit card, and insures up to $1 million per account holder.
Personal Finance 2021-02-24T19:26:02Z

The pandemic showed me I need to save up a $5,000 'walk-away fund' so I never have to stay in a bad situation

A "walk-away fund," also know as "Go to Hell" or "FU" money, provides an out whenever you need one, from a bad job, partner, or otherwise.
Personal Finance 2021-02-23T22:03:02Z

Chase vs. Bank of America: How to decide which one is better for you

Chase and Bank of America both make it easy to waive monthly fees. But if you can't have them waived, then you might like the one with lower fees.
Personal Finance 2021-02-22T21:42:15Z

I started my successful bridesmaid-for-hire business with $2,500 that I saved in just a few months

By working side gigs and saving aggressively, the author was able to launch her business the moment she got laid off from her full-time job.
Personal Finance 2021-02-22T17:03:38Z

After years of banks overcharging and undervaluing Black customers, 'banking Black' is gaining popularity as an effective way to fight systemic racism

Since 2016, more than $60 million has been moved into Black-owned banks as Americans look for ways to make their dollars work for social justice.
Personal Finance 2021-02-20T13:54:00Z

A 35-year-old shares the 3 biggest lifestyle trade-offs that led to a $1 million net worth

His seven-figure net worth has come at the expense of a having a social life, living near family, and spending money freely — but it's worth it.
Personal Finance 2021-02-19T21:54:16Z

CIT Bank review: Higher rates than brick-and-mortar banks, and refunds up to $30 per month in ATM fees

CIT Bank offers competitive rates with no monthly service fee, and the bank reimburses up to $30 per month in ATM fees.
Personal Finance 2021-02-19T15:05:22Z

11 bank accounts that will process your paycheck up to 2 days faster with early direct deposit

Banks make more money by holding onto your direct deposits, but not all banks take this route. Some can get your paycheck 2 days early.
Personal Finance 2021-02-18T21:12:13Z

Marcus Bank review: Earn competitive interest rates with no monthly service fees

Marcus by Goldman Sachs offers high-yield savings accounts, term CDs, and no-penalty CDs — but not checking or money market accounts.
Personal Finance 2021-02-18T16:33:45Z

How to close your Simple bank account and move your money somewhere else

Simple, the online bank, announced in January that it would be shutting down after 11 years in business.
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