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Personal Finance 2021-01-25T21:45:58Z
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The Amex Platinum card is available to active-duty servicemembers at no annual fee — but even with the fee, it's a great value

Here's how active-duty US servicemembers can get the Amex Platinum Card fee waived. It offers fantastic value and great shopping and travel benefits.
Personal Finance 2021-04-01T14:29:02Z
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The best rewards credit cards of 2021

The best rewards credit cards to open now. We break down the best credit card options for earning points, miles, or cash back in 2021.
Personal Finance 2021-02-02T00:04:41Z
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Citi / AAdvantage Platinum Select card review: A solid welcome bonus and benefits like a free checked bag can save you lots of money

The Citi AAdvantage Platinum Select World Elite Mastercard offers a big bonus, free checked bag on domestic itineraries, preferred boarding, and more.
Personal Finance 2021-04-13T10:00:00Z
Mortgage rates today
Personal Finance 2021-04-12T21:27:53Z
Best Banks In California 4x3

The best banks and credit unions in California for 2021

The best banks in California are all federally insured and have a wide range of products, such as bank accounts, loans, and investment accounts.
Personal Finance 2021-04-12T21:19:04Z
Bestegg Review 4x3

Best Egg review: Low personal loan rates for borrowers with good credit scores

Best Egg is a personal loan provider with low rates for borrowers with good credit scores. You may also qualify for a loan with a fair credit score.
Personal Finance 2021-04-12T21:18:07Z

Policygenius review: Compare quotes for car insurance, homeowners insurance, and more

Policygenius is an insurance marketplace allowing you to compare quotes from different insurers, with a wide variety of insurance types available.
Personal Finance 2021-04-12T21:08:26Z
Best free business checking accounts 4x3

The 9 best free business checking accounts

The best free business checking accounts have low minimum opening deposits and lenient limits on how many transactions you can make each month.
Personal Finance 2021-04-12T20:36:33Z
Best prepaid debit cards 4x3

The 5 best prepaid debit cards of 2021

The best prepaid debit cards are relatively affordable and have extra perks, like budgeting features or cash back.

The best offers from Insider Coupons

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Personal Finance 2021-04-12T15:55:15Z

Today's 15-year mortgage rates: April 12, 2021

The 15-year fixed mortgage rates are lower than what you'll pay on longer terms — but your monthly payments will be higher.
Personal Finance 2021-04-12T15:53:10Z

Today's 30-year mortgage rates: April 12, 2021

The 30-year mortgage rates are low, and you can secure a great rate with a big down payment, high credit score, and low debt-to-income ratio.
Personal Finance 2021-04-12T15:06:05Z

I'm a financial planner, and there are 3 things I always tell clients before buying a vacation home

Did you know a second-home mortgage is harder to get than a mortgage on a primary residence? It's something to consider before buying a vacation home.
Personal Finance 2021-04-12T13:44:31Z

4 reasons you shouldn't pay off your mortgage early, according to a financial planner

If you have a low interest rate, deduct home mortgage interest, or have other debt, you may not want to pay off your mortgage early.
Personal Finance 2021-04-12T10:00:00Z

Today's mortgage and refinance rates: April 12, 2021 | Rates drop

Mortgage rates and refinance rates have decreased since last week, but most rates have increased since this time last month.
Personal Finance 2021-04-11T13:38:00Z

After 10 years saving to buy a home in LA, I had to face facts: My only option was to leave

Giving up on the California Dream finally freed her to pursue a more meaningful one: homeownership — in another state.
Personal Finance 2021-04-11T13:15:00Z

How to build a 'walk-away fund' that can set you free from a toxic job

To build your own walk-away fund, figure out how much money you need, set up a separate savings account for your fund, and automate your savings.
Personal Finance 2021-04-11T10:00:00Z

Today's mortgage and refinance rates: April 11, 2021 | Rates fall

Mortgage and refinance rates are low overall today. You may want to lock in a low rate with a fixed-rate mortgage.
Personal Finance 2021-04-10T13:15:00Z

A financial planner has 2 simple formulas to figure out how much house you can afford

A financial planner recommends multiplying your gross annual salary by three or five to find out how much home you can really afford to buy.
Personal Finance 2021-04-10T12:16:00Z

I never used to think much about my savings account, but reading 'Broke Millennial' convinced me that was an expensive mistake

After reading "Broke Millennial" by Erin Lowry, she moved her savings to an online bank to earn far more in interest.
Personal Finance 2021-04-10T10:00:00Z

Today's mortgage and refinance rates: April 10, 2021 | Rates stay low

Mortgage and refinance rates are low today, and they will probably stay low for a while. You'll probably want a fixed rate, not an adjustable rate.
Personal Finance 2021-04-09T20:57:46Z

Betterment Checking review: Reimburses 100% of ATM and foreign transaction fees, at no monthly cost

Betterment Checking reimburses 100% of your ATM fees and foreign transaction fees, and you won't pay a monthly service charge.
Personal Finance 2021-04-09T20:31:07Z

Chase Pay Yourself Back gives you up to 50% more value when you redeem points for groceries, dining, home improvement, and more — here's how it works

Chase Sapphire Preferred, Reserve, and Ink Business Preferred cardholders get an extra good deal using points toward purchases in select categories.
Personal Finance 2021-04-09T20:08:34Z

A Connecticut family used 2 strategies to pay off their mortgage 17 years early

They paid off their mortgage decades early by refinancing to a 15-year mortgage, and saving the extra money as a cushion until payoff.
Personal Finance 2021-04-09T19:52:23Z

Groundfloor review: Real estate debt investments with a $10 minimum

Groundfloor is a wealthtech real estate platform offering private debt investments to non-accredited, accredited, and non-US investors.
Personal Finance 2021-04-09T19:05:00Z

I've worked in the financial industry for years, and there are 5 things I'd tell anyone about how to build wealth

After eight years in the financial industry, the author has picked up a few tricks of the trade, including creative ways to build wealth faster.
Personal Finance 2021-04-09T18:51:02Z

Ink Business Preferred cardholders can now redeem points in new categories through Chase Pay Yourself back

Through June 30, Ink Business Preferred cardholders get an improved rate of 1.25 cents per point toward home improvement store and shipping purchases.
Personal Finance 2021-04-09T16:27:31Z

New American Funding mortgage review: Apply even with a low credit score, and customize a loan to your needs

New American Funding is a good mortgage lender overall, and it's especially useful for borrowers with low or no credit scores.
Personal Finance 2021-04-09T14:53:07Z

The best real estate crowdfunding investment platforms

The best real estate crowdfunding platforms usually offer low account minimums, automated account options, and multiple investment types.
Personal Finance 2021-04-09T10:00:00Z

Today's mortgage and refinance rates: April 9, 2021 | Rates go down

Today's mortgage and refinance rates are lower than they were last Friday. You could lock in a 15-year mortgage rate under 3%.
Personal Finance 2021-04-08T21:58:51Z

The pandemic isn't over, but here's why I'm hoarding Chase Ultimate Rewards points again

Now that travel is slowly ramping up again, it's time to maximize Chase credit cards like the Sapphire Reserve and Freedom Flex and earn more points.
Personal Finance 2021-04-08T21:38:46Z

Betterment customers can now open a joint checking account

The Betterment Joint Checking account reimburses ATM fees and foreign transaction fees from anywhere in the world.
Personal Finance 2021-04-08T21:26:38Z

The Amex Business Platinum card is offering an increased welcome bonus of 100,000 points, but only for a limited time

The American Express Business Platinum has an increased bonus, and comes with perks like airport lounge access and up to $200 in annual Dell credits.
Personal Finance 2021-04-08T21:25:01Z

You can earn up to 125,000 points and a reward night with IHG credit cards, and redeem your bonus for hotel stays at brands like InterContinental, Kimpton, and Holiday Inn

The 125,000 points from the IHG Premier bonus is enough for up to 12 hotel award nights — and the reward night is good at hotels up to 40k points.
Personal Finance 2021-04-08T21:06:30Z

The best Bitcoin wallets for storing and securing your cryptocurrency

Bitcoin wallets offer secure storage for your crypto assets and are usually available through online software or external hardware.
Personal Finance 2021-04-08T20:29:04Z

Chase just launched the new United Quest card, and it's offering 100,000 miles

The brand new United Quest card offers up to $125 in annual United credit, a 5,000-mile award flight credit twice a year, Premier upgrades, and more.
Personal Finance 2021-04-08T19:06:24Z

I'm a financial planner, and all my millionaire clients have 4 habits in common

Her millionaire clients keep a long-term focus on their finances, make a plan and stick to it, and don't get freaked out by market swings.
Personal Finance 2021-04-08T16:53:49Z

Why finding a home shouldn't be your first step in buying a house

Before choosing the home you want to buy, get a preapproval letter from a mortgage lender. A preapproval letter makes your offer more competitive.
Personal Finance 2021-04-08T14:44:48Z

4 lessons about spending, saving, and building wealth from years of writing about money

In the latest issue of Personal Finance Insider: Big takeaways from more than four years of reporting on money. Plus our favorite new stories.
Personal Finance 2021-04-08T10:00:00Z

Today's mortgage and refinance rates: April 8, 2021 | Rates decrease

Most mortgage and refinance rates are lower today than they were last week. It could be a good day to lock in a fixed rate.
Personal Finance 2021-04-07T22:01:20Z

Ando banking review: Fight climate change and pay zero monthly fees

Ando's Impact Center shows how your deposits are going toward clean energy, sustainable transportation, and more.
Personal Finance 2021-04-07T21:07:24Z

Watching my best friend rack up over $10,000 in credit card debt made me put 5 checks and balances in place to avoid the same mistake

Reviewing weekly spending, setting aside an emergency fund, and staying accountable can help you stay out of credit card trouble.
Personal Finance 2021-04-07T20:36:16Z

IRAs and 401(k)s offer similar tax perks, and financial experts recommend using both to save for retirement

IRAs and 401(k)s are retirement savings vehicles that come with different tax-advantaged features and yearly contribution limits.
Personal Finance 2021-04-07T20:10:52Z

The best credit unions of April 2021

The best credit unions should be easy to join and pay competitive rates on checking and savings. All should be federally insured by the NCUA.
Personal Finance 2021-04-07T20:08:08Z

The 5 best credit card rewards programs for socially distant travel in 2021

Flexible rewards like Capital One miles and Citi ThankYou points are great if you want to book vacation rentals, outdoor activities, and more.
Personal Finance 2021-04-07T19:56:37Z

How a Ghanaian couple who'd never used US retirement accounts ultimately saved enough to start a successful business

When they were saving for retirement, Kwamena and Penelope Cudjoe didn't realize they were actually saving to start a second life as entrepreneurs.
Personal Finance 2021-04-07T18:49:23Z

The best banks and credit unions for military members and their families, April 2021

Our favorite banks and credit unions for the military make it easy to access your money and have special products for military members.
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